COViSAL #239 – Guide to the 12th Distribution
Date: May 25, 2026
Dear friend,
If you haven't yet received your payment from the 12th Distribution, don't worry. High-amount wire transfers in the US began arriving three weeks ago. Two weeks ago, checks and low-amount wire transfers began arriving. They are being sent in batches. They should continue arriving this week and next.
Don't panic. I understand the anguish and desperation. This distribution has been irregular and has broken the more organized pattern we saw in previous distributions like the 11th. But payments are in process.
Read this entire guide calmly before reacting. Not everything here applies to your situation. Identify your case (check or wire transfer, inside or outside the US) and follow only the instructions that apply to you.
1. Email and SPAM
Add info@stanfordfinancialclaims.com as a safe sender. Check your SPAM folder every day.
The following may end up there:
- UPS notifications with tracking numbers
- Wire transfer confirmations (Gilardi sends a message when the transfer is processed)
If you don't add the sender as safe, these important messages may be lost in SPAM.
2. Letter to the Judge
The 75-page package was delivered to Judge Godbey's office on May 15 and was received and signed (DHL tracking #7080346630). The Judge has the documents.
The purpose of the letter is to inform him about the irregularities of this distribution, the delays, the $8.1 million from Switzerland, and that checks expire on July 23.
Since we are not parties to the case, the court cannot formally file our letter. But that does not prevent the Judge from reading it. We should not expect a direct response. What matters is that the Judge has the information.
We have accomplished our goal: getting the documentation to him.
3. The $8.1 Million from Switzerland
I continue to demand its distribution. The Judge has the documentation. Calling this the "Final Distribution" does not mean it is the last. This is not over.
4. Current Payment Status
In the US:
- Wire transfers: High amounts began arriving three weeks ago, low amounts two weeks ago. They are being sent in batches.
- Checks under $10,000: Began arriving two weeks ago via USPS First Class to your mailbox. No signature required.
- Checks over $10,000: Based on what happened in Distribution 11, they should arrive via UPS Next Day Air (physical address, left at the door) or USPS Priority Mail Express (PO Box, the mail carrier signs for you). No confirmation yet that they have arrived in the 12th Distribution. They should arrive this week or next.
Outside the US: No one has confirmed receiving checks yet. Check shipments to international addresses go via UPS Worldwide Express / Saver: delivery in 1-3 days in Central America and the Caribbean, and 2-3 days in Latin America and Europe, always requiring a mandatory signature or pickup at an office. Check your email and SPAM for the tracking number.
Checks expire on July 23. If you receive one, cash it immediately.
About international wire transfers: I have not yet received confirmation that international wire transfers have arrived. When they do arrive, you must watch for the message from Gilardi & Co. confirming that your transfer was processed, and you must check with your bank. Then you can follow up with your bank to confirm. Sometimes they are held up by internal procedures or take longer than expected. Gilardi orders the transfer, but once sent, the arrival time depends on the sending bank, intermediary banks, and your receiving bank.
5. What We Know from Experience (11 Payments)
The procedure is the same as in Payment 11: if you received a check, you will receive a check; if you received a wire transfer, you will receive a wire transfer.
The only difference is time. Checks expire in 90 days. Wire transfers, once in your account, do not expire.
If all goes well, international checks should arrive by mid-June.
Recommendation for those who receive checks outside the US and deposit them in local banks: If your check has not arrived by June 22, the time to cash it before the expiration date (July 23) becomes very tight. Do not wait beyond that date to decide what to do.
6. If You Haven't Received Your Payment by June 15 (Step-by-Step Instructions)
Don't panic. This is just a contingency plan. Most payments are on their way and will arrive before June 15.
If you are waiting for a check and it doesn't arrive: Don't expect useful answers from Gilardi. Gilardi's agents have no information about the checks (shipping dates, tracking, etc.).
If you are waiting for an international wire transfer and it doesn't arrive: Check with your bank. Sometimes international transfers are held up by banking procedures. Gilardi won't be able to tell you much.
The purpose of writing to them is to document (legal requirement) and then to record that you notified Gilardi's supervisors.
June 15: Write to Gilardi using the model in section 8. Just to document.
June 22 (or earlier, if your situation is urgent): If you haven't received a response or the payment hasn't arrived, resend the message and this time copy to:
- Ralph Janvey (US Receiver):
rjanvey@kjllp.com - Kevin Sadler (Receiver's Attorney):
kevin.sadler@bakerbotts.com
Why copy them? Janvey and Sadler are Gilardi & Co.'s supervisors. Even if they don't always respond, copying them documents that you notified those responsible. Don't expect them to act immediately, but if there is a formal complaint later, you have proof that you notified them.
In that same message, if applicable, request cancellation of the check and a change to wire transfer.
7. Switching to Wire Transfer (Last Resort)
If your check hasn't arrived and time is becoming an issue, switching to wire transfer is the last resort, not the first.
Who does this apply to?
- Primarily to those living outside the US, because cashing a US bank check from abroad is slower: your local bank has to send it to an intermediary bank in the US, and that bank must process the collection with Huntington National Bank in Ohio. All of this takes time.
- Also to those living in the US, if for some reason the check doesn't arrive or gets lost.
In the US, the switch would be simpler and faster (no SWIFT or intermediary banks). Outside the US, it is more complex, but still safer than waiting for a new check.
Mandatory requirements (for everyone):
- Use Gilardi's official form. Request it by email at
info@stanfordfinancialclaims.com. They will give it to you. - Complete all banking information (ABA/SWIFT, bank name and address, account number).
- Sign the form (all account holders must sign).
- Attach a copy of your current government ID (passport, national ID, or driver's license).
Important: Without a signature or ID, Gilardi may reject the request. And you only have one opportunity for reissuance.
You can request the form now to have it ready, but do not send it until June 22. First, give time for the check to arrive.
Why switch to wire transfer instead of requesting a new check? Because reissuance takes time, the new check could also be delayed, and cashing from outside the US (if applicable) is slow. A wire transfer is safer and, in the US, faster.
8. Message Template for Gilardi
Don't expect a useful answer about dates. Use this template to document and anticipate your next step. June 22 is the deadline to decide, especially if you live outside the US.
Note: Send this message on June 15. If you don't receive a response within a week, resend it on June 22 copying Janvey and Sadler (see section 6).
9. Key Dates
- April 24: Check issuance date
- Now - June 15: Wait
- June 15: Write to Gilardi (to document)
- June 22: If no response or no arrival, resend with copy to Janvey and Sadler and request switch to wire transfer
- July 23: Checks expire
10. If You Receive Your Payment, Please Let Me Know
When you receive your payment, please let me know. Your data helps me understand how the distribution is working.
Also let me know if after June 15 your international wire transfer has not arrived. This helps us document real delays.
Please tell me:
- Check or wire transfer?
- Country?
- If a check: What courier? Did you receive tracking? Did you sign?
- If a wire transfer: Did you receive the confirmation message from Gilardi? Did it arrive without problems?
I will share the information (without names) so everyone knows what to expect.
Let's keep going. Step by step, with patience and faith.
Best regards,
Jaime
Jaime R. Escalona
Founder, COViSAL (Coalition of Stanford Survivors)
Since 2009 | On behalf of 1,350 subscribers
Our work benefits 17,000+ Stanford fraud survivors
Real people. Real survivors.
Con Dios, superaremos todos los obstáculos. | With God, we will overcome all obstacles.
The nature of COViSAL's work is research, information, and dissemination. It should NOT be interpreted as legal advice.
© 2026 COViSAL - Investigación y difusión